Terms & Conditions

Effective Date: 4-1-2026

1. Acceptance of Terms

These Terms and Conditions (“Terms”) are entered into by and between you and Vertical Funder LLC (“Company,” “we,” “us,” or “our”).

These Terms govern your access to and use of https://verticalfunder.com/ (the “Website”), including all content, functionality, and services offered on or through the Website.

By accessing or using the Website, or by submitting a deal, inquiry, or form, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not use this Website.

2. Eligibility

This Website is intended for users who:

  • Are at least 18 years old
  • Are acting for legitimate business or investment purposes
  • Are seeking financing, capital solutions, or information related to real estate

By using this Website, you represent and warrant that you meet these requirements.

3. Nature of Services (Important Disclosure)

Vertical Funder LLC is not a direct lender in all cases.

We:

  • Arrange, source, and structure financing
  • Connect borrowers with third-party lenders, capital providers, and financial institutions
  • Provide general information regarding financing strategies

We do not guarantee funding, loan approvals, rates, or terms.

All financing decisions are subject to underwriting by third-party lenders.

4. No Financial or Legal Advice

All information on this Website is provided for general informational purposes only.

Nothing on this Website constitutes:

  • Financial advice
  • Legal advice
  • Tax advice
  • Investment advice

You should consult with your own advisors before making financial decisions.

5. Changes to Terms

We may update or modify these Terms at any time.

  • Changes are effective immediately upon posting
  • Your continued use of the Website constitutes acceptance

6. Use of the Website

You agree to use the Website only for lawful purposes.

You may not:

  • Submit false or misleading deal information
  • Attempt to interfere with Website functionality
  • Use automated systems (bots, scrapers) without permission
  • Engage in fraudulent or deceptive activity

7. Deal Submissions & Information Accuracy

When submitting a deal or inquiry:

  • You agree all information provided is accurate and complete
  • You authorize us to share your information with lenders and capital partners
  • You understand that responses may include follow-up communication

We are not responsible for outcomes resulting from inaccurate information.

8. Intellectual Property

All Website content, including:

  • Text
  • Branding
  • Layout
  • Graphics

is owned by Vertical Funder LLC or its licensors and protected by applicable laws.

You may not:

  • Copy, reproduce, or distribute content
  • Use branding without written permission

9. Third-Party Relationships

We may connect you with third-party lenders or partners.

We are not responsible for:

  • Their decisions
  • Their terms or agreements
  • Their actions or omissions

Your relationship with any third party is separate from Vertical Funder.

10. No Guarantee of Results

We do not guarantee:

  • Loan approval
  • Funding timelines
  • Specific terms (rates, leverage, etc.)
  • Deal execution

All outcomes depend on:

  • Deal quality
  • Borrower profile
  • Market conditions
  • Lender criteria

11. Disclaimer of Warranties

The Website and services are provided “as is” and “as available.”

We make no warranties regarding:

  • Accuracy
  • Reliability
  • Availability
  • Performance

Use of the Website is at your own risk.

12. Limitation of Liability

To the fullest extent permitted by law:

Vertical Funder LLC shall not be liable for any damages, including:

  • Lost profits
  • Lost deals
  • Business interruption
  • Indirect or consequential damages

arising from:

  • Use of the Website
  • Inability to use the Website
  • Any third-party interactions

13. Indemnification

You agree to indemnify and hold harmless Vertical Funder LLC from any claims arising from:

  • Your use of the Website
  • Your submitted information
  • Violation of these Terms

14. Communications & Consent

By submitting your information, you agree to be contacted via:

  • Phone
  • Text message
  • Email

regarding your inquiry or deal.

Message/data rates may apply.

You may opt out at any time.

15. Geographic Use

This Website is intended for users in the United States.

If you access it from outside the U.S., you do so at your own risk.

16. Governing Law

These Terms shall be governed by the laws of the State of [Maryland], without regard to conflict of law principles.

17. Dispute Resolution

Any disputes may be resolved through:

  • Negotiation first
  • Then binding arbitration if necessary

18. Entire Agreement

These Terms and the Privacy Policy constitute the entire agreement between you and Vertical Funder LLC.

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