Capital Solutions for Multifamily Value-Add & Development

Full Cycle Financing

Vertical Funder is a capital velocity partner for multifamily operators, builders, and developers who need speed, flexibility, and deal-based structuring.

Whether you are acquiring a value-add property, developing land, building from the ground up, or refinancing a project midstream, the focus is the same: match the capital to the reality of the deal so execution does not slow down.

Most projects do not fail because of the asset. They stall because the financing does not move with the timeline, the business plan, or the opportunity.

Scenarios We Fund:

Acquisition, construction, and bridge financing

Up to 95% LTC on select deals

Up to 75% LTV

1-3 YR Terms and can close in 7-14 days

WHERE DEALS BREAK

Multifamily operators and builders run into the same friction points, just at different stages.

An acquisition needs to close quickly, but the lender moves too slow. A value-add deal requires capital for renovations and lease-up, but the structure does not fit the business plan. A construction project is moving, but the original loan no longer works. A completed property is stabilized, but the exit timing is not ideal.

These are not bad deals. They are timing, structure, and capital problems.

Loan Scenarios & Case Studies

Funding Programs

Ground Up Construction

  • 100k-10M
  • 1-4 Units, Multifamily, Mixed Use
  • Up to 95%LTC 100% Construction Funded
  • Up to 75% of ARV
  • 12-24 Month Term

Subdivision Funding

  • 100k-10M
  • 1-4 Units, Multifamily, Mixed Use
  • Up to 95%LTC 100% Construction 
  • Up to 75% of ARV
  • 12-24 Month Term

Short Term Bridge

  • 100k-10M
  • 1-4 Units, Multifamily, Mixed Use
  • Up to 80%LTC 100% Construction 
  • Up to 75% of ARV
  • 12-36 Month Term

30 YR Bridge

  • 100k-3M
  • 1-4 Units, Multifamily (5-8 units), 
  • Up to 75% of LTV
  •  30 YR Fixed no prepayment penalty

Pref Equity

  • 500k-5M
  • Flexible Payment Structures 
  • Participating Pref
  • Cashflow Credit Facility

Land Development Loan

  • 1M-10M
  • Raw Land & Entitled Land
  • Up to 50% of LTV
  • 12-36 Month Term Interest Only

FAQ

Can you fund both construction and repositioning deals?

Yes. Financing can cover development, construction, and value-add strategies.

How long does it take to fund a deal?

  • If there are no delays with title processing then deals can close within 7-14 days depending on the loan program

Do you require personal financials?

  • No all of our solutions, are no doc, no tax returns needed.

Do you require an appraisal?

  • Not for every scenario, some scenarios we can do a in house hybrid appraisal 

Can I fund multiple projects?

  • Yes

Can you fund land development?

  • Yes, minimum funding amount is 500k

Need funding for a deal?

If your deal needs speed, structure, or flexibility, the next step is a quick conversation.

Call Now To Discuss: 240-253-6003

or send details to Deals@verticalfunder.com 

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